Real People. Real Relationships. Real Results.
Create a personalized, diversified portfolio that evolves with the market and your needs.
Investment management is about more than simply picking investments. It’s the ongoing process of building and managing a portfolio that supports your goals, fits your comfort with risk, and adapts as markets and life change over time. At Heintz Wealth Management, you work directly with Bud to create a thoughtful investment strategy, make informed adjustments when needed, and stay focused on the bigger picture instead of reacting to short-term market noise.
Investment Management That Follows a Clear Plan
Elevate Your Investment Management Strategy with a Dedicated, Unbiased Advisor
Once you have a financial plan to lay the groundwork for a tailored investment strategy, we’ll help you assess the level of risk you’re comfortable with while guiding you toward what we deem to be an appropriate long-term strategic investment allocation.
All investment strategies are implemented and managed directly by your advisor, leaving no room for middlemen or miscommunication. We pride ourselves on building ongoing relationships while serving as the human connection between your finances and your ideal lifestyle.
Our Process
A Structured Investment Approach Built for Long-Term Consistency
We believe asset allocation, or dividing investments among several asset classes, like stocks, bonds and cash, is the ideal determinant for achieving the greatest long-term growth with the least amount of risk.
Our advisors collaborate with investment analysts and market strategists across the industry to determine where to invest at a high level first — then, we home in on what we deem to be an appropriate combination of investments for your needs. In sum, our process focuses on relative outperformance without excessive risk, while keeping underlying investment fees reasonable. See our model at a glance:
Actively Managed Funds
We research actively managed investment vehicles, either through mutual funds or exchange-traded funds (ETFs), with the goal to outperform benchmarks and manage risks over time. With a “bottoms-up” approach, our analysis seeks to help identify the people, process and performance to not only fit within the desired design of an overall portfolio, but also to potentially provide alpha — or the return above and beyond what a portfolio should achieve.
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Index Funds
The core of a portfolio consists of low-cost index funds, or areas of exposure to overall markets where an active manager likely will not outperform consistently. Depending on the type of account and platform our client is using, index funds can either be invested through an ETF or an open-ended mutual fund.
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Alternatives
For certain clients, these investments offer another level of diversification. As an investor in alternatives, there are additional risks, however for the right individual and the scenario, these investment vehicles may offer access to areas not accessible to public markets.
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Individual Stocks
For the most specific capital investments, we may manage individual stocks and bonds. While the risk is a bit higher with these investments, so may be the reward. Whether it's managing an existing portfolios of appreciated stocks, or investing in one, we have the resources to help.
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What’s Included in Investment Management
A Structured Approach to Building and Maintaining Your Portfolio
Investment management is more than selecting funds—it’s about building a strategy you can stick with. Each component is designed to align your risk, goals, and long-term direction. The result is a portfolio that supports your plan, not distracts from it.
Managing investments on your own can lead to uncertainty, especially during market shifts. Ongoing oversight ensures your portfolio remains aligned and intentionally structured over time.
Portfolio Management
Without a clear allocation strategy, it’s easy to take on more risk than you realize. A disciplined approach helps match your investments to your comfort level and long-term goals.
Asset Allocation
Taxes can quietly reduce your returns if not managed thoughtfully. Coordinated strategies help improve after-tax outcomes while keeping your portfolio aligned with your plan.
Tax-Smart Investing
Common Questions About Investment Management
What People Ask Before Getting Started
Do you manage investments directly?
Yes, your portfolio is managed directly by your advisor rather than being handed off to a third party. This ensures consistency in how decisions are made and implemented. You won’t need to coordinate between multiple people or platforms. It also creates a clearer connection between your plan and your investments.
How do you choose investments?
Investment decisions are based on your overall plan, risk tolerance, and long-term goals. The approach focuses on diversification, disciplined allocation, and maintaining consistency over time. Rather than reacting to short-term market movements, decisions are anchored to your strategy. This helps reduce unnecessary changes and keeps your portfolio aligned.
Can you manage my portfolio if I already have a plan?
Yes, investment management can be integrated with an existing plan. The first step is reviewing your current strategy to ensure it aligns with your goals and risk tolerance. From there, adjustments can be made to improve consistency and clarity. Ongoing management helps maintain that alignment over time.
How often is my portfolio reviewed?
Your portfolio is monitored regularly, with adjustments made as needed based on changes in your life or market conditions. Reviews are part of an ongoing process, not a one-time event. This ensures your investments remain aligned with your broader plan. The goal is to maintain discipline while adapting when necessary.
What kind of investors is this best for?
This service is best suited for individuals who prefer a “do-it-for-me” approach to managing their investments. It’s ideal for those who don’t want to monitor markets or rebalance their portfolio on their own. Many clients are pre-retirees, retirees, or professionals who want ongoing guidance. The focus is on long-term clarity rather than short-term decisions.
