A Financial Planning Partner for Life

Build the financial framework to live your life and feel confident in your future.

Work directly with Bud Heintz, CFP®, for financial planning and investment management. Based in Scottsdale, Arizona, Bud works with clients across the country, providing clear, purposeful guidance built around your priorities and maintained over time. No middle layers, just a direct relationship with the person guiding your financial decisions, so you always know who you’re working with and how decisions are being made.

Because the Financial Plan Isn’t the Goal

A Life That Supports It Is

Financial planning helps answer what you can afford, but life planning helps clarify what you are building toward. Before the numbers can help inform the next chapter, you need a clear picture of what you want that chapter to feel like.

Financial Planning

Financial planning focuses on the numbers behind your future—your income, investments, retirement savings, taxes, and long-term financial picture. It can potentially help answer practical questions about what is financially possible and how to prepare for the years ahead.

  • Asks the question: "Can I afford to retire?"
  • focuses on money, savings, income, and investments
  • It focuses on what may be financially possible
  • Builds a plan around the numbers

Life Planning

Life planning focuses on the financial decisions that support the life you want to live. It helps clarify what you want your time, relationships, lifestyle, and future to actually look and feel like—then builds the financial strategy around that vision.

  • Asks the deeper question: “What do I want my life to look like?”
  • Focuses on purpose, relationships, time, values, and lifestyle
  • Helps you decide what is personally meaningful
  • Helps align your financial plan and your personal goals

One Advisor, One Clear Direction

Advice built for people who want ongoing guidance, not just a transaction

Many people reach a point where they no longer want fragmented advice or product-driven recommendations. Heintz Wealth Management provides a steady, fee-only approach focused on long-term clarity and alignment.

  • Fee-Only, Fiduciary Approach

    It’s hard to feel confident in advice when incentives aren’t clear. A fee-only structure means recommendations are made in your best interest, helping you move forward without second-guessing motives.

  • Credentials That Inform Our Planning Approach

    Important decisions deserve more than surface-level guidance. As a CFP® and Registered Financial Life Planner®, Bud Heintz brings structured planning that connects your investments to your life goals.

  • Direct Relationship, No Middleman

    Working through layers can lead to miscommunication and disconnect. Here, you work directly with the person managing your plan, creating clarity and continuity from start to finish.

Clarity for the Decisions That Matter Most

A Plan That Seeks to Connect What Matters Most

Many people feel like they’re making important financial decisions without a clear framework. This is where we believe financial life planning helps bring everything into context - so your investments, taxes, and long-term goals are addressed collectively. Uncertainty is part of life, but together we hope to create a plan that helps guide clearer financial decisions.

Over time our hope is that clarity extends into seeing your resources - your time, talent, and energy - not just your wealth, help move you toward the outcome you envision. We help draw out and draw up the design, implement, and monitor the plan. We don't oversee every decision you make financial or otherwise, and our plans are built in an effort to deliver meaning in the ones made going forward.