A Financial Planning Partner for Life

Build the financial framework to live your life and feel confident in your future.

Work directly with Bud Heintz, CFP®, for financial planning and investment management. Based in Scottsdale, Arizona, Bud works with clients across the country, providing clear, purposeful guidance built around your priorities and maintained over time. No middle layers, just a direct relationship with the person guiding your financial decisions, so you always know who you’re working with and how decisions are being made.

Because the Financial Plan Isn’t the Goal

A Life That Supports It Is

Financial planning helps answer what you can afford, but life planning helps clarify what you are building toward. Before the numbers can guide the next chapter, you need a clear picture of what you want that chapter to feel like.

Financial planning

Financial planning focuses on the numbers behind your future—your income, investments, retirement savings, taxes, and long-term financial stability. It helps answer practical questions about what is financially possible and how to prepare for the years ahead.

  • Asks the question: "Can I afford to retire?"
  • focuses on money, savings, income, and investments
  • It helps show what may be financially possible
  • Builds a plan around the numbers

Life Planning

Life planning focuses on the life those financial decisions are meant to support. It helps clarify what you want your time, relationships, lifestyle, and future to actually look and feel like—then builds the financial strategy around that vision.

  • Asks the deeper question: “What do I want my life to look like?”
  • Focuses on purpose, relationships, time, values, and lifestyle
  • Helps you decide what is personally meaningful
  • Builds the numbers around the life you want

One Advisor, One Clear Direction

Advice built for people who want ongoing guidance, not just a transaction

Many people reach a point where they no longer want fragmented advice or product-driven recommendations. Heintz Wealth Management provides a steady, fee-only approach focused on long-term clarity and alignment.

  • Fee-Only, Fiduciary Approach

    It’s hard to feel confident in advice when incentives aren’t clear. A fee-only structure means recommendations are made in your best interest, helping you move forward without second-guessing motives.

  • Credentials That Support Real Planning

    Important decisions deserve more than surface-level guidance. As a CFP® and Registered Financial Life Planner®, Bud Heintz brings structured planning that connects your investments to your life goals.

  • Direct Relationship, No Middleman

    Working through layers can lead to miscommunication and disconnect. Here, you work directly with the person managing your plan, creating clarity and continuity from start to finish.

Clarity for the Decisions That Matter Most

A Plan That Connects What Matters Most

Many people feel like they’re making important financial decisions without a clear framework. This is where financial life planning helps bring everything into focus—so your investments, taxes, and long-term goals are working together. Instead of reacting to uncertainty, you’ll have a structured plan that helps guide each decision with purpose.

Over time that clarity extends into seeing your resources - your time, talent, and energy - not just your wealth, fuel the life you want. We help draw out and draw up the design, implement, and monitor the plan. We don't oversee every decision you make financial or otherwise, but our plans are built to deliver meaning in the ones made going forward.